Best Current First Year Fee Waived Cards for January 2023

• $149 annual price (a full annual price rebate for the first cardholder for the primary yr* for making use of earlier than February 28, 2023)
• Licensed Person Annual Payment: $50 Per Card
• Earn as much as 80,000 factors* (earn 20,000 Welcome Bonus factors*, earn 40,000 factors* for spending $6,000 inside 6 months of account opening and earn 20,000 factors* as an anniversary bonus) (apply earlier than February 28, 2023)
• Earn 6 HSBC factors for each $1 spent on all eligible journey purchases
• Earn 3 HSBC factors for each $1 spent on all different eligible purchases
• Obtain $100 annual journey enhancement credit score*
• Obtain a Boingo membership
• No overseas transaction charges (solely the alternate price will apply)
• Have no less than $80,000 in private annual earnings, $150,000 family earnings or have $400,000 asset below administration in Canada
• *Phrases and Circumstances apply
• ®/TM Mastercard and World Elite are registered logos, and the circles design is a trademark of Mastercard Worldwide Integrated. Used pursuant to licence.

• $120 annual price (first yr price waived) (apply earlier than April 30, 2023)
• $29 annual price for a supplementary cardholder
• Earn 45,000 enroll bonus Scene+ factors (earn 25,000 after spending $1,000 within the first 3 months and a further 20,000 factors after spending $7,500 within the first yr) (apply earlier than April 30, 2023)
• Earn 6 factors for each $1 spent at Chalo! FreshCo, Co-Op, Foodland, FreshCo, IGA, IGA West, Les Marchés Custom, Rachelle Béry, Safeway, Sobeys, Thrifty Meals, Voilà par IGA, Voilà by Safeway, Voilà by Sobeys
• Earn 5 factors for each $1 spent on grocery, eating, leisure and every day transit
• Earn 3 factors for each $1 spent on gasoline, transit, and choose streaming companies
• Earn these 6, 5 and three multiplier bonus factors on the primary $50,000 in annual spending cumulative of the above talked about classes
• Earn 1 level for each $1 spent on all different purchases and thereafter
• No overseas transaction charges
• Have no less than $12,000 in private annual earnings

• $120 annual price (first yr price waived) (apply earlier than April 30, 2023)
• $50 annual price for a supplementary cardholder
• Earn 10% money again on all purchases for the primary 3 months (as much as $2,000 in complete purchases) (apply earlier than April 30, 2023)
• Earn 4% money again for each $1 spent on grocery purchases and recurring invoice funds
• Earn 2% money again for each $1 spent on gasoline and every day transit
• Earn 1% money again for each $1 spent on all different purchases
• Have no less than $60,000 in private annual earnings, $100,000 in annual family earnings or $250,000 in belongings below administration

• $139 annual price (first yr price waived should you apply by Might 28, 2023)
• $50 annual price for supplementary cardholders
• Earn 10% money again on all purchases (for the primary 3 months, as much as $2,000 in spending) (apply by Might 28, 2023)
• Earn 3% money again on gasoline, grocery and recurring invoice funds thereafter (on first $15,000 in annual spending per class, together with the three month bonus promotion)
• Earn 1% money again on all different purchases
• Have no less than $60,000 in private annual earnings or $100,000 in annual family earnings

TD First Class Journey Visa Infinite Card

TD Aeroplan Visa Enterprise Card

• $149 annual price (first yr price waived for making use of by Might 28, 2023)
• $49 annual price for supplementary cardholder
• Earn 60,000 enroll Aeroplan bonus factors (earn 10,000 factors after the primary buy, earn 20,000 factors after spending $5,000 within the first 3 months and earn 2,500 factors for spending $2,500 every month within the first 12 months, as much as 30,000 factors) (apply by Might 28, 2023)
• Earn 2 factors per $1 spent on Air Canada purchases
• Earn 1.5 factors per $1 spent on transport, web, cable, cellphone companies, journey and eating purchases
• Earn 1 level per $1 spent on all different purchases
• Obtain 4 Air Canada Maple Leaf Lounge passes
• Obtain free first checked bag (as much as 8 further companions)
• Obtain $100 NEXUS software credit score as soon as each 48 months (applies to supplementary cardholders too)

TD Enterprise Journey Visa Card

• $150 annual price (first yr price waived) (apply earlier than June 30, 2023)
• Earn 70,000 enroll bonus factors (earn 30,000 after spending $5,000 within the first 3 months, earn 10,000 for signing up for the insurance coverage for at least 3 months, earn 30,000 after the primary yr anniversary and spending $12,000 inside the first 12 months) (apply earlier than June 30, 2023)
• Earn 1.5 factors per greenback in purchases (on the primary $0 to $40,000 in purchases in an anniversary yr)
• Earn 2 factors per greenback in purchases (on the subsequent $40,001 to $80,000 in an anniversary yr)
• Earn 1.5 factors per greenback in purchases (on $80,001 and extra in purchases in an anniversary yr)
• Limitless entry to the Nationwide Financial institution Lounge on the Montreal Airport
• Obtained $250 on seat choice, airport parking and baggage charges (yearly)
• Have no less than $80,000 in private annual earnings, $150,000 family earnings or have $400,000 asset below administration. Or $25,000 in minimal purchases per yr (current consumer solely)

• $150 annual price (first yr price waived) (apply earlier than July 31, 2023)
• $50 annual price for every supplementary card
• Earn 60,000 enroll bonus BMO Reward factors (earn 30,000 factors after spending $3,000 within the first 3 months, and a couple of,500 factors for every subsequent month after spending $2,000 for as much as 12 months) (apply earlier than July 31, 2023)
• Earn 3 factors for each $1 spent on journey, eating and leisure purchases
• Earn 2 factors for each $1 spent on all different purchases
• Obtain 4 free lounge passes with MasterCard Airport Experiences
• Have no less than $80,000 in private annual earnings or $150,000 family earnings

December 2023

BMO Rewards Enterprise MasterCard

• $120 annual price (first yr price waived) (apply earlier than December 31, 2023)
• $50 annual price for a supplementary cardholder
• Earn 50,000 enroll bonus factors after spending $5,000 within the first 3 months (apply earlier than December 31, 2023)
• Earn 3 BMO Reward factors for each $1 spent on gasoline, workplace provides, cellphone and web recurring funds
• Earn 1.5 BMO Reward factors for each $1 spent on all purchases