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Delta SkyMiles® Platinum Business American Express Card Review (2023.9 Update: 100k Offer)

by Real Investing Skills
September 19, 2023
in Credit Cards
Reading Time: 5 mins read
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physixfan      2023-09-18     2023-09-18

Non-affiliate disclosure: all details about the this card have been collected independently by US Credit score Card Information and has not been reviewed by the issuer.


2023.9 Replace: The brand new provide is 100k. Supply expires on 2023.10.25.

2023.8 Replace: The upper provide is expired. There’s solely low ball provide now.

2023.6 Replace: The brand new provide is 90k.

Utility Hyperlink

Advantages

  1. 100k provide: earn 90,000 Delta miles after spending $8,000 in first 6 months. Earn extra 10,000 Delta miles after utilizing your card to make a Delta buy within the first 6 months, and should you don’t know what to purchase, you should buy some Delta Present Playing cards for future Delta flights. The latest greatest provide is 95k+$200.
  2. We worth Delta Miles at 1.3 cents/mile (Airline Miles Worth). So the 100k welcome provide is value about $1,300! See A Newbie’s Information to Delta Miles to verify for particulars about Delta Miles.
  3. With the Platinum Delta SkyMiles Credit score Card, you’ll obtain a Companion Certificates annually only for renewing your Card. With this Certificates, you’ll be able to invite somebody particular to fly with you on an eligible round-trip home flight. For those who use it correctly, it’s value about $500 and it’s straightforward to cowl the annual payment.
  4. Earn 3 miles per $1 spent on inns and Delta purchases; 1 mile per $1 spent on different purchases.
  5. Earn 1.5 miles per greenback on single eligible purchases over $5,000 (that’s an additional half mile per greenback), as much as 50,000 extra miles per yr. (That is the principle distinction from the non-public model.)
  6. First checked bag free on Delta flights.
  7. Take pleasure in the appropriate to precedence boarding Delta Flight fly.
  8. 20% financial savings on in–flight meals and leisure.
  9. Standing Increase: earn 10,000 Medallion Qualification Miles (MQMs) after you spend $25,000 in purchases in your Card in a calendar yr, as much as two instances per yr.
  10. International Entry or TSA Pre✔ Price Credit score.
  11. [New] Cellular phone safety: rise up to $800 per declare and a pair of claims per yr in cellular phone safety in opposition to lined theft or injury for telephones listed in your month-to-month cellular phone invoice while you pay it together with your eligible bank card. Deductible $50.
  12. With this bank card, you will get entry to Amex Supply, which often provides superb reductions at some shops, similar to: spend $15 or extra and get $5 again at Walmart; spend $75 or extra and get $25 again on Amazon.com.
  13. No overseas transaction payment.
  14. Refer a pal: You possibly can earn 5,000 or 10,000 bonus Delta miles for each authorized account you refer, as much as 55,000 Delta miles per calendar yr.

Disadvantages

  1. $250 annual payment, NOT waived for the primary yr.

DL Companion Certificates Guidelines

  • You possibly can solely use the companion certificates on Delta flight solely (together with Delta connection, Delta shuttles)
  • You’ll want to purchase your tickets a minimum of 14 days prematurely with a minimal 3 night time keep
  • You need to e book seats in fare class L, U, or T (low cost coach class) solely
  • You and your companion should fly the very same itinerary
  • Taxes and Charges apply to the companion ticket
  • Companion certificates will be transferred,however aren’t eligible for upgrades
  • For those who cancel a companion itinerary, you received’t get the certificates again
  • You’ll earn miles on the paid ticket, however not the companion ticket
  • You should use your Platinum Delta SkyMiles card to pay for the tickets

Advisable Utility Time

  1. You possibly can solely get the welcome bonus as soon as in a lifetime, so be sure you apply when the historic highest provide seems.
  2. AmEx doesn’t care in regards to the variety of onerous pulls.
  3. You possibly can attempt to apply for it when you’ve got a credit score historical past of 6 months.
  4. Just one AmEx bank card will be authorized in a day. This rule doesn’t apply to cost playing cards, you will be authorized for one bank card and a number of cost playing cards within the day. A number of playing cards authorized in the identical day will solely have one Exhausting Pull.
  5. Solely 2 AmEx bank cards will be authorized inside 90 days, however once more, this rule doesn’t apply to cost playing cards.
  6. You possibly can preserve at most 5 AmEx bank cards, not together with cost playing cards.

Abstract

The welcome provide is kind of good.

Associated Credit score Playing cards

Advisable Downgrade Choices

  • You cannot downgrade this card to any card with no annual payment, so I counsel you shut it while you don’t need to preserve it any longer.

After Making use of

  • Click on right here to verify AmEx utility standing.
  • AmEx reconsideration backdoor quantity: 877-399-3083. The “actual” backdoor variety of Amex is effectively protected. Completely different from Chase, the representatives from this AmEx reconsideration backdoor quantity solely have the appropriate that will help you submit requests.

Historic Presents Chart

Utility Hyperlink


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Tags: 100kAmericanBusinessCardDeltaExpressOfferPlatinumReviewSkyMilesUpdate
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